Slightly rippled with a flat underside

Fingers crossed we have a result, I grasped the bull by the nettle (or similar) and called the bank at 8:05. Got straight through to an account switching specialist called Rhiannon who though slightly ditsy,
"no payments from the woolwich have been attempted....nope none at all, oh apart from that one"

seems to have come up trumps with a promise of all charges being dropped. My new bank are blaming the various direct debit holders and predictably the dd holders are blaming my new bank...happily no one seems to be blaming me!

So I think we're ok.

In IVA news I have had a letter from one creditor already saying they are aware of my IVA proposal and can I continue to make payments until further notice, so that's proof positive of the IVA company doing stuff at their end.

Feeling a bit better today.

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